Vehicle Return Plan

FOR A SMARTER, WORRY-FREE LOAN

When surveyed, almost 80% of vehicle purchasers ranked a Vehicle Return Plan in the top three of all F&I product offerings. This is because customers want to be given the opportunity to return their vehicle and not have to worry about a vehicle payment in the unfortunate event of losing their job or having a major illness. A vehicle payment can be a heavy financial burden to many. Offering a product like Drive America’s VRP will be a welcome suggestion to your customers. When vehicle finance is necessary,
having VRP protection like Drive America’s stand-alone customizable plan is important, making the sell much easier.

ABOUT DRIVE AMERICA’S VRP
• Stand alone product
• Fully customizable negative equity program based on the customer’s needs
• Backed by an A-Rated Insurance Company

F&I AND SALES CLOSING TOOL
• Short term products can be used to close customers to purchase the vehicle
• Tool to close customers on financing at your dealership
• High value incentive
• Can be used as incentive to sell other products

MARKET DIFFERENTIATION
• Advertise a guaranteed Vehicle Return Plan to enhance brand promise
• Private label and customize to the needs of your customers
• Sales invigoration
• Cost is mitigated when upgraded in F&I and no long-term contracts

DRIVE AMERICA’S VRP BENEFITS

The unexpected loss of a job or suffering a major illness is life changing. Set the customer’s mind at ease with a Vehicle Return Plan.

  • Involuntary unemployment (for a period of at least 45 consecutive days)

  • Permanent change of station (military)

  • Self-employed personal bankruptcy

  • Physical disability
  • With Drive America’s Vehicle Return Plan your customers are protected from:

  • Depreciation resulting in negative equity

  • Coverage options available for the entire loan term
  • Give your customers peace of mind knowing they can:

  • Free themselves from payments

  • Protect their credit
  • Loss of driver’s license due to illness or injury

  • International employment transfer

  • Self-employed personal bankruptcy

  • Accidental death
  • With Drive America’s Vehicle Return Plan your customers are protected from:

  • Valuable coverage limits

  • Installment loans and leases
  • Give your customers peace of mind knowing they can:

  • Positively eliminate their loan

  • Return the vehicle
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